1. Choose a plan
Pick a plan that matches your home and budget, or tailor one to the exact coverage you want.
Residential service plans
Your home, covered. No runaround.
Coverage Home keeps the systems and appliances you depend on running. Submit a claim, a vetted technician is dispatched, and the repair or replacement is handled. Parts and labor included.
How it works
Four simple steps
From choosing a plan to a finished repair, here's the path.
2. Submit a claim
When something breaks, file a claim by phone or online. One short call starts the process.
3. Technician dispatched
A vetted technician from our nationwide network is assigned and schedules a service appointment with you.
4. Repair or replace
Repair or replacement is handled per your plan. Parts and labor are included.
What's covered
Real protection for real homes
From the furnace in the basement to the dishwasher in the kitchen, our plans are built for the everyday things that keep a household running.
Heating and Cooling
Central AC, furnaces, heat pumps, ductwork, thermostats.
Plumbing Systems
Pipes, fixtures, water heaters, toilets, faucets, interior stoppages and leaks.
Electrical Systems
Wiring, panels, switches, outlets, ceiling fans, interior components.
Kitchen Appliances
Refrigerators, ovens, ranges, cooktops, dishwashers, microwaves, garbage disposals.
Laundry Appliances
Washers and dryers for everyday loads, plus associated components.
HVAC Tune-ups
Included with Platinum, plus coverage boosts to keep systems running longer.
Plans
Coverage built in tiers
Pick the tier that fits. Or build your own plan with the categories you actually need.
Silver
Core systems, covered.
- Heating and Cooling Systems
- Electrical Systems
- Plumbing Systems
Gold
Systems plus appliances.
- Heating and Cooling Systems
- Electrical Systems
- Plumbing Systems
- Kitchen Appliances
- Laundry Appliances
Platinum
Full coverage, plus perks.
- Heating and Cooling Systems
- Electrical Systems
- Plumbing Systems
- Kitchen Appliances
- Laundry Appliances
- FREE HVAC Tune-up
- Coverage Boosts
Want something more tailored?
Build your own plan around the coverage your home actually needs.
Why Coverage Home
A service plan that actually shows up.
We built Coverage Home to fix the parts of home protection that frustrate homeowners most. Clarity, speed, and real follow-through.
Vetted technicians
Our network is screened and held to Coverage Home's quality standards.
Responsive support
Real people answer the phone during business hours, no endless menus.
Clear contracts
Plain language on what's included and how claims are handled.
Coverage that lasts
Plans designed for ongoing wear-and-tear breakdowns, not a one-time fix.
FAQ
Common questions
What these plans are, how they differ from other products, and how the process works.
What is a home service plan?
A home service plan is a residential service contract that helps cover the cost of repair or replacement when covered systems and appliances break down from normal wear and tear. It is distinct from a manufacturer warranty, which is offered by the maker of a product and only covers defects in materials or workmanship, and from homeowner's insurance, which covers sudden, accidental events like fire or storms.
How is this different from homeowner's insurance?
Homeowner's insurance is designed for sudden and accidental damage, like a fire, a storm, or theft. A Coverage Home plan is designed for a different problem: the day-to-day systems and appliances that wear out over time. The two products are complementary rather than overlapping.
How do I file a claim?
Call (888) 371-0128 or submit a claim online. A representative collects basic information about the issue, confirms coverage, and dispatches a vetted technician from our nationwide network. The service appointment is scheduled at a time that works for you.
Are pre-existing conditions covered?
The specifics are defined in your service agreement. If you are unsure about a particular component or situation, give us a call and we will walk you through how your plan treats it.
Can I cancel my plan?
Cancellation terms are laid out in the service agreement. The fastest way to talk through your specific situation is to call us at (888) 371-0128 during business hours.